If you live in the Foley, AL area, you know the roads can be unpredictable. From severe weather to construction and everything in between, it’s crucial to have full coverage car insurance.
Here’s why:
Liability Protection
If you cause an accident, the full car insurance coverage will protect you from paying out of pocket for the damages. Whether it’s property damage or bodily injury, your insurance will cover the costs up to your policy limit. Also, the full car insurance coverage will help pay for your legal fees if you’re sued.
Uninsured/Underinsured Motorist Protection
Unfortunately, not everyone has car insurance. If you’re in an accident with an uninsured driver, you could be stuck footing the bill for the damages. Full coverage car insurance will protect you in this situation, as well as if you’re in an accident with a driver who doesn’t have enough insurance to cover the damage.
A Southern Risk Associates representative can help you determine the right amount of coverage for your needs.
Collision Coverage
If you’re in an accident, collision coverage will help pay to repair your car regardless of who is at fault. This protection is significant if you have a loan or lease on your vehicle.
Comprehensive Coverage
Comprehensive coverage helps pay to repair or replace your car if it’s damaged in an incident that’s not a collision. This can include damage from severe weather, theft, vandalism, or hitting an animal.
Contact Us Today
Full coverage car insurance is a must if you live in the Foley, AL area. Contact Southern Risk Associates today for a free quote. We’ll make sure you’re properly protected on the road.
